{"title":"Loan Agreements","description":null,"products":[{"product_id":"family-loan-agreement","title":"Family Loan Agreement Template - South Africa","description":"\u003cp\u003e\u003cstrong\u003eA family loan agreement template South Africa families can use to put a loan between relatives in writing while everyone is still on good terms.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch2\u003eFamily Loan Agreement Template - South Africa\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eSummary\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWho should use this Family Loan Agreement?\u003c\/strong\u003e This agreement can be used in the event of borrowing money to family members. A Family Loan Agreement is used when one party is borrowing money to another; they protect both the borrower and the lender. A Family Loan Agreement spells out the details of the transaction\/ Loan, including the loan amount, the interest rate, and the terms.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does the template Family Loan Agreement say?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eParties to the Agreement\u003c\/li\u003e\n\u003cli\u003eLoan Amount\u003c\/li\u003e\n\u003cli\u003eInterest Rate\u003c\/li\u003e\n\u003cli\u003eTerm of Loan\u003c\/li\u003e\n\u003cli\u003ePayment Schedule\u003c\/li\u003e\n\u003cli\u003eLate Payment\u003c\/li\u003e\n\u003cli\u003eSecurity\u003c\/li\u003e\n\u003cli\u003eAcceleration\u003c\/li\u003e\n\u003cli\u003eSeverability\u003c\/li\u003e\n\u003cli\u003eJurisdiction\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does the Family Loan Agreement look like?\u003c\/strong\u003e The template ante-nuptial contract can be printed onto four A4 pages.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat do you need to do to use the Family Loan Agreement?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eRead the template Family Loan Agreement document to ensure that it suits your requirements. Make changes as required.\u003c\/li\u003e\n\u003cli\u003eMake sure that the blanks have been filled in, including details of any exclusions.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAlso known as:\u003c\/strong\u003e Loan Agreement.\u003c\/p\u003e\n\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0793\/0750\/5804\/files\/family-loan-agreement.jpg\" alt=\"Family loan agreement template South Africa\" width=\"300\"\u003e\u003c\/p\u003e\n\u003ch2\u003eWhen to use a family loan agreement\u003c\/h2\u003e\n\u003cp\u003eLending money to a relative is where most people skip the paperwork, and it is exactly where written terms help most. A family loan agreement records the amount, the repayment arrangement and what happens if repayments stop.\u003c\/p\u003e\n\u003cp\u003eHaving it written down keeps a straightforward favour from turning into a long argument about what was actually agreed.\u003c\/p\u003e\n\u003ch2\u003eWho this template is for\u003c\/h2\u003e\n\u003cp\u003eParents helping a child with a deposit, siblings covering a shortfall, or anyone lending to a relative who wants the terms clear on both sides from the start.\u003c\/p\u003e\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAn editable document in Microsoft Word, plus a PDF copy\u003c\/li\u003e\n\u003cli\u003eWording drafted and reviewed by a lawyer\u003c\/li\u003e\n\u003cli\u003eSpace to record the amount, repayment schedule and any interest\u003c\/li\u003e\n\u003cli\u003eInstant download after purchase\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow to complete it\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eRead the document in full before filling anything in\u003c\/li\u003e\n\u003cli\u003eWrite down the amount, the repayment dates and whether interest applies\u003c\/li\u003e\n\u003cli\u003eBe specific about what happens if a repayment is missed\u003c\/li\u003e\n\u003cli\u003eBoth parties sign and date it, and each keeps a copy\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eA family loan agreement is a template for you to adapt, not legal advice on your own situation. Lending in South Africa can fall under the National Credit Act depending on the circumstances, and larger amounts can have tax and estate consequences, so it is worth checking with an attorney or accountant where the sum is significant.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eThe Online Agreements Shop cc and its members, staff, legal advisers, partners and consultants, agents and any person associated therewith cannot be held liable for any loss or damage that is incurred or may be incurred by any person as a direct or indirect result of the use of this website or any document or information contained on or obtained from this website, nor as a result of anything that is contained in or left out of any document.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Agreements Online","offers":[{"title":"Default Title","offer_id":59164062646412,"sku":"AO-19586","price":454.92,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0793\/0750\/5804\/files\/family-loan-agreement_8468db52-b5a3-4873-bb25-550feff0217e.webp?v=1792133262"},{"product_id":"extension-of-loan-agreement","title":"Loan Extension Agreement Template - South Africa","description":"\u003ch3\u003e\u003cstrong\u003eLoan Extension Agreement Template - South Africa\u003c\/strong\u003e\u003c\/h3\u003e\n\u003cstrong\u003eSummary \u003c\/strong\u003e\n\n\u003cstrong\u003eWho should use this Extension of Loan Agreement?  \u003c\/strong\u003eA Extension of  Loan Agreement is used when one party has borrowed money to another and the parties would like to extend the final repayment date set out in the original Loan agreement\n\n\u003cstrong\u003eWhat does the template Extension of Loan Agreement say? \u003c\/strong\u003e\n\u003cul\u003e\n \t\u003cli\u003eParties to the Agreement\u003c\/li\u003e\n \t\u003cli\u003eOriginal Loan Agreement referred.\u003c\/li\u003e\n \t\u003cli\u003eExtension\u003c\/li\u003e\n \t\u003cli\u003eAdditional Terms\u003c\/li\u003e\n \t\u003cli\u003eSignatures\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cstrong\u003eWhat does the Extension of Loan Agreement look like? \u003c\/strong\u003eThe template ante-nuptial contract can be printed onto two A4 pages.\n\n\u003cstrong\u003eWhat do you need to do to use the Extension of Loan Agreement?\u003c\/strong\u003e\n\u003cul\u003e\n \t\u003cli\u003eRead the template Extension of Loan Agreement document to ensure that it suits your requirements. Make changes as required.\u003c\/li\u003e\n \t\u003cli\u003eMake sure that the blanks have been filled in, including details of any exclusions.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cstrong\u003eAlso known as: \u003c\/strong\u003e Amendment to Loan Agreement.\n\n\u003cstrong\u003eThe Online Agreements Shop cc and its members, staff, legal advisers, partners and consultants, agents and any person associated therewith cannot be held liable for any loss or damage that is incurred or may be incurred by any person as a direct or indirect result of the use of this website or any document or information contained on or obtained from this website, nor as a result of anything that is contained in or left out of any document.\u003c\/strong\u003e","brand":"Agreements Online","offers":[{"title":"Default Title","offer_id":59164062744716,"sku":"AO-19591","price":414.43,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0793\/0750\/5804\/files\/extension-of-loan-agreement_330cf0dc-2161-46c4-9579-694fcdfca689.webp?v=1792133262"},{"product_id":"personal-loan-agreement","title":"Personal Loan Agreement Template - South Africa","description":"\u003cp\u003e\u003cstrong\u003eA personal loan agreement template South Africa lenders and borrowers can use to record what was lent and how it gets repaid.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch2\u003ePersonal Loan Agreement Template - South Africa\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eSummary \u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWho should use this Personal Loan Agreement?  \u003c\/strong\u003eA Personal Loan Agreement is used when one party is borrowing money to another; they protect both the borrower and the lender. A Personal Loan Agreement spells out the details of the transaction\/ Loan, including the loan amount, the interest rate, and the terms. This agreement can also be used in the event of borrowing money to friends or family members.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does the template Personal Loan Agreement say? \u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eParties to the Agreement\u003c\/li\u003e\n\u003cli\u003eLoan Amount\u003c\/li\u003e\n\u003cli\u003eInterest Rate\u003c\/li\u003e\n\u003cli\u003eTerm of Loan\u003c\/li\u003e\n\u003cli\u003ePayment Schedule\u003c\/li\u003e\n\u003cli\u003eLate Payment\u003c\/li\u003e\n\u003cli\u003eSecurity\u003c\/li\u003e\n\u003cli\u003eAcceleration\u003c\/li\u003e\n\u003cli\u003eSeverability\u003c\/li\u003e\n\u003cli\u003eJurisdiction\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does the Personal Loan Agreement look like? \u003c\/strong\u003eThe template ante-nuptial contract can be printed onto four A4 pages.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat do you need to do to use the Personal Loan Agreement?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eRead the template Personal Loan Agreement document to ensure that it suits your requirements. Make changes as required.\u003c\/li\u003e\n\u003cli\u003eMake sure that the blanks have been filled in, including details of any exclusions.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAlso known as: \u003c\/strong\u003e Loan Agreement.\u003c\/p\u003e\n\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0793\/0750\/5804\/files\/Personal-Loan-Agreement.jpg\" alt=\"Personal loan agreement template South Africa\" width=\"300\"\u003e\u003c\/p\u003e\n\u003ch2\u003eWhen to use a personal loan agreement\u003c\/h2\u003e\n\u003cp\u003eA personal loan agreement records what was lent, what gets paid back, and by when. It is the document that stops a loan quietly turning into a gift, or into an argument two years later about what was actually agreed.\u003c\/p\u003e\n\u003cp\u003eIt works the same whether the loan is between friends, colleagues or a business and an individual. The value is in having the terms in writing while everyone is still on good terms.\u003c\/p\u003e\n\u003ch2\u003eWho this template is for\u003c\/h2\u003e\n\u003cp\u003eAnyone lending or borrowing money privately in South Africa who wants the arrangement recorded properly rather than left to memory.\u003c\/p\u003e\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAn editable document in Microsoft Word, plus a PDF copy\u003c\/li\u003e\n\u003cli\u003eWording drafted and reviewed by a lawyer\u003c\/li\u003e\n\u003cli\u003eSpace to record the amount, repayment schedule and any interest\u003c\/li\u003e\n\u003cli\u003eInstant download after purchase\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow to complete it\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eRead the document in full before filling anything in\u003c\/li\u003e\n\u003cli\u003eSet out the amount, the repayment dates and whether interest applies\u003c\/li\u003e\n\u003cli\u003eBe specific about what happens if a repayment is missed\u003c\/li\u003e\n\u003cli\u003eBoth parties sign and date it, and each keeps a copy\u003c\/li\u003e\n\u003cli\u003eKeep proof of the transfer alongside the signed agreement\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eA personal loan agreement is a template for you to adapt, not legal advice on your own situation. Lending in South Africa can fall under the National Credit Act depending on who is lending, how often, and on what terms, so it is worth checking with an attorney where the amount is significant or the lending is regular.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eThe Online Agreements Shop cc and its members, staff, legal advisers, partners and consultants, agents and any person associated therewith cannot be held liable for any loss or damage that is incurred or may be incurred by any person as a direct or indirect result of the use of this website or any document or information contained on or obtained from this website, nor as a result of anything that is contained in or left out of any document.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Agreements Online","offers":[{"title":"Default Title","offer_id":59164062843020,"sku":"AO-19594","price":454.92,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0793\/0750\/5804\/files\/personal-loan-agreement_3b7a29fe-270d-43ec-9339-2efc9a2f8975.webp?v=1792133262"},{"product_id":"loan-guarantee-form","title":"Loan Guarantee Form Template - South Africa","description":"\u003cp\u003e\u003cstrong\u003eA loan guarantee form template South Africa lenders can use when a third party agrees to repay if the borrower does not.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch2\u003eLoan Guarantee Form Template - South Africa\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eSummary \u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWho should use this Loan Guarantee Form? \u003c\/strong\u003eThe Loan Guarantee form can be used by an individual who has entered into a Loan Agreement with another party, where they have agreed that the Borrower may have a Guarantor undersign the original loan agreement. This is a way to secure repayment of your loan by the Guarantor should the Borrower default on the loan.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does the template Loan Guarantee Form say? \u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eParties to the Agreement\u003c\/li\u003e\n\u003cli\u003eLoan Amount\u003c\/li\u003e\n\u003cli\u003eGuarantor’s Liability\u003c\/li\u003e\n\u003cli\u003eOther Terms\u003c\/li\u003e\n\u003cli\u003eJurisdiction\u003c\/li\u003e\n\u003cli\u003eSeverability\u003c\/li\u003e\n\u003cli\u003eAgreement as a Whole\u003c\/li\u003e\n\u003cli\u003eSignatures\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does the Loan Guarantee Form look like? \u003c\/strong\u003eThe template ante-nuptial contract can be printed onto three A4 pages.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat do you need to do to use the Loan Guarantee Form?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eRead the template Loan Guarantee Form document to ensure that it suits your requirements. Make changes as required.\u003c\/li\u003e\n\u003cli\u003eMake sure that the blanks have been filled in, including details of any exclusions.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAlso known as: \u003c\/strong\u003e Surety Agreement, Security Agreement, Collateral Agreement.\u003c\/p\u003e\n\u003cp\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0793\/0750\/5804\/files\/Loan-Guarantee-Form.jpg\" alt=\"Loan guarantee form template South Africa\" width=\"300\"\u003e\u003c\/p\u003e\n\u003ch2\u003eWhen to use a loan guarantee form\u003c\/h2\u003e\n\u003cp\u003eA loan guarantee form is signed by a third party who agrees to step in and repay if the borrower does not. Lenders usually ask for one when the borrower on their own is not enough security for the amount involved.\u003c\/p\u003e\n\u003cp\u003eThe person signing is taking on a real obligation, so the terms need to be clear to everyone before anyone signs.\u003c\/p\u003e\n\u003ch2\u003eWho this template is for\u003c\/h2\u003e\n\u003cp\u003eBusinesses lending money, directors standing surety for a company loan, and family members backing a relative on a loan or a lease.\u003c\/p\u003e\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAn editable document in Microsoft Word, plus a PDF copy\u003c\/li\u003e\n\u003cli\u003eWording drafted and reviewed by a lawyer\u003c\/li\u003e\n\u003cli\u003eSpace to record the loan, the parties and the extent of the guarantee\u003c\/li\u003e\n\u003cli\u003eInstant download after purchase\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow to complete it\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eRead the document in full before filling anything in\u003c\/li\u003e\n\u003cli\u003eSet out the loan amount and exactly what the guarantor is standing behind\u003c\/li\u003e\n\u003cli\u003eMake sure the guarantor reads it and understands what they are signing\u003c\/li\u003e\n\u003cli\u003eSign, date and witness it, and keep the original safe\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eThis is a template for you to adapt, not legal advice on your own circumstances. Lending in South Africa can fall under the National Credit Act depending on who is lending and why, and a guarantee is a serious commitment for the person signing, so it is worth having an attorney review the final wording.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eThe Online Agreements Shop cc and its members, staff, legal advisers, partners and consultants, agents and any person associated therewith cannot be held liable for any loss or damage that is incurred or may be incurred by any person as a direct or indirect result of the use of this website or any document or information contained on or obtained from this website, nor as a result of anything that is contained in or left out of any document.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Agreements Online","offers":[{"title":"Default Title","offer_id":59164063105164,"sku":"AO-19597","price":414.43,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0793\/0750\/5804\/files\/loan-guarantee-form_efd650fa-8a71-45ed-b8ff-b9f98dcb6414.webp?v=1792133262"}],"url":"https:\/\/agreementsonline.co.za\/collections\/loan-agreements.oembed","provider":"Agreements Online","version":"1.0","type":"link"}