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My tenant moved out five days ago and is now getting all shirty about getting her deposit back. The problem is, she’s agreed to pay for a large window that her son cracked with a cricket ball – out of the deposit. My handyman is snowed under at the moment. He has ordered the glass…
When a debtor uses a myriad of excuses to delay payment for longer than three years… Sounds crazy, right? How does a creditor let a debt slide for three years without doing anything about it? But actually, it’s not as crazy as it sounds. Sometimes the debt is incurred in the course of a much…
There’s one word that strikes fear in the hearts of business owners: Suretyship. It’s guaranteed to send them fleeing for the hills. Many businessmen and women have suffered untold abuse at the hands of creditors who have manipulated them using suretyships and guarantees. On the other hand, there’s many a creditor berating themselves for failing…
One of the advantages of having a written contract in place is the alleviation of doubt, and the ability to identify who needs to do what and when. Unfortunately, having an agreement in place does not guarantee that the deal won’t come apart at the seams. But having a written agreement can certainly help you…
By now, the January hangover has well and truly set in. The month-long December party has left many a bank account, kitchen cupboard and Jack Daniels bottle empty, and the next pay-cheque seems but on a distant horizon. Invariably there’re a few bills that are mistakenly or not-so-mistakenly overlooked. Which may suit you if you’re…